In Canada, a driving record refers to a driver’s driving abstract and it is a well-documented process of a driver’s driving history. A driver’s driving record shows the date of issuing the license as well as offenses or serious traffic violations committed by the driver n the past 5 years. Driver’s licenses are issued by the government territory or provinces in Canada in accordance with the rules and regulations framed by the Ministry of Transport, Canada.
A typical driving report includes a driver’s personal information, details of driving license, number of car accidents in the past, traffic violations and tickets, license suspensions, driving education and training courses, if any and points on the driver’s license. Also, you can look up demerit points and suspensions.
The driving record of a driver is one of the most important factors in the assessment of car coverage risks and the calculation of insurance rates.
It is possible to request a copy of your driver’s abstract for the past 3 years online regardless of whether it is your personal or commercial driving history. To know more about driver’s license eligibility, contact us today!
The main reasons for drivers’ license suspensions are DUI offenses and the accumulation of multiple points on driving licenses. Besides, some serious traffic violations causing accidental death(s) of other person(s) can also lead to suspension of a driver’s license.
Once a driver’s license is suspended for a DUI conviction or some serious traffic violation, it is difficult to get car insurance coverage until the license is reinstated. For reinstatement of your driver’s license and to get car insurance for suspended license, talk to our experts today!
DUI convictions and serious traffic violations leading to suspension of driver’s license may stay on driving record for up to ten years and in a few states or provinces, license suspension the negative mark-ups might be permanent. However, license suspension can be revoked by taking effective steps by consulting a component lawyer. Still, the negative markup will continue to stay on the driver’s license suspension.
A driver’s past driving record will directly impact car insurance rates. Premiums will be much higher for drivers with poor driving histories as coverage risks for insurers are high. To reduce the risk posed by a poor driving history on insurers, get guidance from an expert now!
